Gateway are here to support you

Gateway are proud to continue our unwavering support for broker partners. With competitive rates and flexible options, our dedicated broker support team are here to assist with new lending proposals, scenarios or pricing queries.

Niches & Services

Gateway's dedication to high quality home loans allows you to explore niche markets, with service you can rely on:

• No Channel Conflict Policy: In today's competitive market, Gateway's zero channel conflict policy ensures your client will always remain your client and we won't offer price differentiation by channel.
• Monthly LMI: As the first Australian bank to offer monthly LMI premium, we can help clients enter the property market sooner.
• Green Home Loans: Discover our award-winning Green Home Loan products to tap into an increasingly environmentally conscious market. 

Streamlined Documentation Requirements

To simplify your experience with us, we've made a recent policy adjustment, where transaction account statements will now only be required in the following situations:

• Net Income Surplus (NIS) is below $200 per month; or
• Living expenses are below Gateway’s HEM benchmark; or
• For debt consolidation > $10,000 (excluding home loan refinances); or
• They are needed for income or expense verification (e.g. bonus income, commission income, rental costs).

Refinance with Reduced Paperwork

Our simplified refinance process can also help you reduce time spent chasing client documentation and statements.

If your client is looking for a straight dollar for dollar refinance, and has a satisfactory credit history and conduct on existing loans, then the application can be processed without the need for:

• Transaction account statements, 
• Mortgage statements, consumer loans and credit card statements, as long as the other lender is on Comprehensive Credit Reporting (CCR) with a minimum 3 months history for consumer loans and credit cards, and 6 months history for home loans is available, and
• Verification of living expenses.

We're here to help

If you have any questions or a scenario that you wish to discuss, please feel free to contact us directly on 1800 752 575 or email us at gatewaybroker@gatewaybank.com.au.